Helping Charleston Lyft Accident
Ridesharing is a convenient way to get around. It is a fast and affordable service. It also provides employment opportunities for people looking to bring in additional income.
But there are negatives involved in the ridesharing experience. For one, you never know who you are getting into a car with. Even though ridesharing companies do background checks on the people they employ, you take a risk riding with a stranger.
When an accident occurs, things can also get tricky with ridesharing companies. You may wonder who is responsible for damages. It may be the rideshare driver, the driver of another vehicle, or the rideshare company.
Lyft is one of the leading companies in rideshare service. If you are involved in an accident while riding in one of their vehicles in the Charleston, South Carolina area, the right lawyer will help you determine at fault parties and get you the compensation you need.
Hopkins Law Firm is a team of Charleston lawyers that will fight tirelessly to make sure you win your Lyft claim. Read on to find out more about how they can help you become compensated.
Can I Go After the Driver for My Lyft Accident?
Lyft drivers are considered independent contractors. Therefore, you cannot go after them directly if you are injured in an accident.
However, Lyft has an insurance policy that protects their drivers. This is good news as it is likely the company has more coverage than the driver does. Therefore, there is a greater chance that you will be fully compensated for your damages and injuries.
The amount you receive will depend on the extent of your damages and injuries and how the driver was using the app when the crash occurs.
The Way the Driver Was Using the App Matters
When a Lyft driver is on duty, he or she may be using the app in one of three ways. These are as follows.
The Driver was Not on Duty
If a driver is not on duty, you will not be able to go after Lyft for damages. Rather you will have to seek compensation through the at fault party’s personal insurance.
The Driver was Logged in and Waiting for a Ride
If the driver was logged into the app and waiting for a ride, he or she will be covered by limited insurance. This covers bodily injury for death for up to $50,000 per person and $100,000 per accident and property damage for up to $25,000.
However, Lyft’s insurance is considered secondary coverage and you will still have to go through the driver’s insurance first. Lyft will cover whatever the driver cannot.
The Lyft Driver is Logged in and Accepts a Ride Request
Once the Lyft driver gets a ride request, he or she will be covered by their $1 million insurance policy. That means that if you are involved in an accident with a Lyft car driver while a passenger is on board, you could receive up to $1 million for damages and injuries. The coverage goes into effect once the ride request is made and lasts until the passenger is dropped off.
You may collect damages if:
- You are a Lyft driver that was involved in an accident that was another driver’s fault.
- You are a passenger involved in an accident that was the fault of the Lyft driver or the fault of another driver.
- You are a driver that was involved in an accident and the Lyft driver is at fault.
In these cases, Lyft’s policy will still be considered as the secondary policy.
What is the Statute of Limitations in a Lyft Car Accident?
Every legal matter comes with a statute of limitations. This means that if you are a victim of a crime or accident, you have a certain amount of time to file your claim.
If you are involved in a Lyft accident, you will have a three-year statute of limitations. This may sound like a long time, but the longer you wait the harder it will be to provide evidence for your case. Facts will start getting skewed and witnesses may forget what happened when the accident occurred.
It is for these reasons that you should talk to a lawyer as soon as possible.
What Kind of Compensation Can I Get if I am Involved in a Lyft Car Accident?
The compensation you could receive in a Lyft accident will vary according to the extent of your injuries and damages. Here are some factors that will be considered.
If your injuries require you to take time off work, you may be compensated for lost wages. You may also be compensated if you are unable to return to work on a permanent basis or if your injuries cause you to take a lower paying position because you are no longer able to carry out the duties of your current job.
Damages may cover medical care needed immediately after the accident occurs as well as ongoing medical care, including surgeries, treatment, rehab, physical therapy, prosthetics, and more.
Physical and Emotional Pain and Suffering
After an accident, you may experience physical and emotional suffering that can negatively affect your quality of life. You will be eligible to receive compensation for these damages as well. Although it is difficult to put a monetary value on these nontangible factors, your lawyer will use their years of experience to come up with an amount that is fair.
Why Hopkins Law Firm is the Best Choice for Your Charleston, South Carolina Lyft Accident
If you are involved in a Lyft accident, it can be confusing to determine who to target for damages. A good lawyer will figure out who is responsible and see to it that you get the best outcome possible.
If you are looking for a lawyer in the Charleston, South Carolina area, the Hopkins Law Firm is highly recommended.
Hopkins is a family-owned law firm with years of experience in car accident and personal injury law. They treat their clients with a high level of care and respect. They will use their experience in court to see to it that justice is served.
A car accident can greatly reduce quality of life. Do not let at-fault parties get away with it. Call the Hopkins Law Firm to get the best possible outcome for your legal matters.Schedule Your Free Consultation
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Don’t discuss your injury case with the other party or with the insurance company until you have a powerful legal advocate on your side. Call us at 843-894-2377 or reach us by email. Our team offers a free consultation and won’t charge attorneys’ fees unless we help you recover money in a settlement or trial.
We Are Here to Help
Contact Hopkins Law Firm, LLC, at 843-894-2377. If you would like more information about your specific case, you can meet with an attorney from our Charleston team. We will listen to your story, let you know what we can do, and how we can help. You may also email us with a detailed description of your case and we will reach back out to you. We are your local attorneys and we are here to help.